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Need a credit card?
Look here for Visa, American Express & MasterCard applications online.

 
Who is 1st Credit Cards Issuer®?
With more than 5 million customers, 1st Credit Cards Issuer is one of the largest credit card issuers in the United States.We are a subsidiary of Metris Companies Inc. whose common stock is traded on The New York Stock Exchange (NYSE) under the symbol MXT.

 
How do I apply for a credit card ?
It's easy to apply for a card online - just click here to get started!
 
Am I eligible for a credit line increase?
You may be. 1st Credit Cards Issuer will review your account periodically, and consider you for automatic credit line increases. To request an increase, please call (800) 379-7999.
 
Where can I use my 1st Credit Cards Issuer credit card?
Your MasterCard is accepted at more than 16 million locations around the world - making it one of the most accepted credit cards you can carry. You can also use it to get cash at over 870,000 ATMs.
 
Can I use my 1st Credit Cards Issuer credit card to get cash from ATMs?
Yes. You can use your card to get cash at over 870,000 ATMs, banks, and financial institutions.
 
How can I protect my account against fraud, theft, loss, etc.?
Your card is automatically protected against fraud if it is reported missing within 24 hours. To report a lost or stolen card, please call (800) 556-5678. A variety of optional credit card protection plans are also available. 
 
Can I manage my account online?
Yes. It's easier than you think to manage your account online - select your card logo from the Cardmember Login Area to the left to get started. (Be sure to have your credit card handy.)
 
How can I contact 1st Credit Cards Issuer?
Our contact page can tell you how best to get in touch with us.
 
I lost my credit card. How do I report it?
Please call (800) 556-5678 as soon as you discover it missing, to ensure that you will not be held liable for any fraudulent charges.
 
I forgot my PIN number. Can you tell me what it is?
To receive a new Personal Identification Number (PIN), please call (800) 379-7999.
 
How do I change my PIN number?
To select a new PIN number, please call (800) 379-7999.
 
Where do I send my payments?
Please use the envelope provided with your monthly billing statement to make your monthly payments. If you need to send a separate payment, please mail it to:
Payment Center
P.O. Box 17036
Baltimore, MD
21297-0448
 
Where should I send letters concerning other billing inquiries?
Our correspondence address is:
Cardholder Services
P.O. Box 21222
Tulsa, OK
74121-1222
 
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